blog Articles

Do You Need LegitScript to Sell Peptides?

Who needs LegitScript certification to sell peptides, what it costs, how long it takes, and the payment options for research-use-only sellers.

End-of-Summer Pop-Ups: A Mobile Payment Checklist for Merchants

Late summer brings festivals, outdoor markets, sidewalk sales, back-to-school events, seasonal clearances, catering jobs, and temporary retail booths. These opportunities can also expose weaknesses in a payment setup that works well inside a permanent location. A pop-up may have limited space, inconsistent internet access, temporary employees, and customers who expect to pay quickly. Preparing the…

MATCH List Merchant Account Help: What Businesses Should Know Before Applying Again

Losing a merchant account can interrupt cash flow, delay sales, and make it harder for a business to accept credit cards. The situation can become even more complicated when the merchant or one of its principal owners has been added to Mastercard’s MATCH system. Being associated with MATCH does not necessarily mean a business has…

Payment Processing for Multiple Locations: How to Centralize Reporting and User Access

Opening a second location is a meaningful milestone. It also changes how a business needs to manage payments. With one location, an owner may be able to review a daily sales report, check a deposit, and resolve a discrepancy directly with the employee who processed the transaction. As the business expands, payment information becomes more…

6 Amazing Ways B2B Payment Solutions Help Your Business

Business-to-business (B2B) companies can win over and keep customers with cutting-edge B2B payment solutions. But what makes these payment solutions so beneficial? As leaders in the merchant services industry, Group ISO has the answers. In this post, you’ll learn about B2B platforms for payments and the many ways these tools help companies. What Are Business-to-Business…

B2B Integrated Payment Solutions: How Can They Help Your Business?

As transaction volume and payment workflows become complex, a business owner must manage these hurdles to maintain a healthy relationship with suppliers, regulators, and customers. For this, the business needs B2B integrated payment solutions to streamline its back office and track the cash flow in real time. These business payment solutions integrate with other aspects…

How to Reduce or Prevent Chargebacks

Chargebacks are essential in the financial industry to preserve public confidence in credit and debit card transactions. Through chargebacks, consumers are protected against fraud and errors when using their cards. Businesses, on the other hand, must always find ways to prevent chargebacks through clear communication between them and their customers because chargebacks are costly and…

Card-Not-Present CNP Transactions: Why You Should Allow Them

Cash, checks, credit, and debit cards – there’s no shortage of ways for people to buy products and services. When you think of traditional payment methods, someone presenting a card, cash, or check probably comes to mind. However, with ecommerce and online purchases being the norm, a person or business doesn’t always need their card…

What Are Level 3 Processing and CEDP?

As a business you’re constantly on the lookout for ways to reduce your operating costs. It’s only natural — it’s how you’re able to reinvest those savings to drive customer value and remain competitive. Ideally, you’ll also want to take measures to reduce fraud and privacy breaches, given the rising levels of financial scams and…

Small Business Saturday 2020

Should I Accept Discover Card?

Group ISO Announced New Partnership

Group ISO Now Offering Poynt

Poynt has created two smart terminals to help small businesses: Poynt Smart Terminal (two screens) and Poynt 5 (one screen). The Poynt systems are perfect for retailers, quick service restaurants, lodging and more. Both systems allow your customers to pay the way they like: EMVNFCMag StripeGift CardEBTCashCredit CardPin on Glass

What Are Level 3 Processing and CEDP? This Video Explains

You accept credit cards from your business partners. Are you getting Level 3 processing and CEDP? What exactly is it? We break it down for you. (You may be missing out on rate savings). Watch the video:

Cash Only Business? How about Credit Card Only?

Your fears of seeing the “cash only” sign posted on the window of the cafe you were eyeing has came true. You usually only carry plastic in your wallet so, unfortunately, today is not your day that tropical fruit smoothie you had a hankering for. We all get annoyed when we don’t have cash handy…

Group ISO is Exhibiting at the SEMA SHOW 2017

Group ISO is extremely excited to be exhibiting at this year’s SEMA Show at the Las Vegas Convention Center, Oct. 31 through Nov. 3, 2017. We’ll be showcasing our payment processing solutions to all the automotive specialty servicers and other industry experts attending. “The SEMA Show is the premier automotive specialty products trade event in the…

Why Does My Online Store Need an SSL Certificate?

Shopping on the internet has become a standard practice by millions around the world. You get that, which is why you have an online store ready for anyone to purchase your products or services. While doing research for building your website, or perhaps even after trying to apply for a merchant account, you most likely…

Which Credit Card Machine is Right for Me?

Whether you are starting up a new business venture, or seeking to upgrade your payment processing equipment, choosing the right machine is crucial! There are a multitude of terminals out there, from countertop-style, to full-fledged point of sale (POS) systems. So, what’s the right one for your business? First, take a look at your business…

I Started a Food Truck Business – How Do I Accept Credit Cards?

So you started a food truck business – congratulations on your new venture! You’re now among the ranks of million of small business owners across the U.S. Food trucks offer an awesome alternative to traditional brick-and-mortar restaurant spaces, while allowing more flexibility to find cost savings. One of the things you’ll always need, however, is…

OC’s Largest Mixer 2017

We’d like to thank everyone who took the time to stop by our booth this year at Orange County’s Largest Mixer! We had a blast mingling with other local business owners and entrepreneurs. Until next year…

Move over Mobile Payments?

Is voice going to take over mobile payments? With the immense popularity of voice assistant devices that utilize artificial intelligence, such as Amazon’s Echo, there is certainly room for growth in this space. Not only can you check the weather and news with your voice, Amazon’s Alexa is capable of allowing you to order dinner…

Gift Card Trends

Gift cards have become a staple when it comes to gift-giving. The ease of purchase and use have made gift cards a go-to item for holidays, birthdays and other special occasions. And now, digital gift cards are becoming more popular than ever. First Data recently conducted their 2016 Consumer Insights Study which examines spending trends…

Would You Order Food From a Robot?

Table service can make or break a restaurant experience. For example, exceptional waiters are friendly, get your order correct and promptly deliver your meal. On the opposite end, however, you may find yourself with a rude server or a wrong order. How would you feel about ordering and even paying for your food from a robot?…

Group ISO is now a Part of the Santa Ana Chamber of Commerce

Group ISO is proud to announce we are now a member of the Santa Ana Chamber of Commerce! The Chamber’s mission is, “To broker community solutions that create economic growth.” We look forward to serving the Santa Ana community as well as getting to know other businesses in the Chamber as well! To find other…

Credit Card Machine Rentals – Are they Worth It?

A small business owner knows the value of spending wisely and cutting out unnecessary costs. For example, ensuring that energy efficient appliances are used wherever possible, outsourcing labor and negotiating rent are just some ways to increase the bottom line. Sometimes, leasing or renting equipment proves to be a good option for businesses looking to…

How Do I Accept EBT Cards at my Store?

We get a lot of calls from merchants telling us they’d like to get setup to accept EBT cards at their stores. That makes a lot of sense seeing that the USDA reported that there were approximately 46.5 million Americans who were recipients of the benefits. It’s always a smart option to never turn away…

Getting your Customers Ready for EMV

So you’ve upgraded your credit card terminal and you’re now EMV-ready — congratulations! You are now on your way to reducing and/or eliminating credit card fraud liability. But maybe your customers aren’t so EMV-ready savvy yet and aren’t sure how to use their new chip cards. How to instruct your customers to pay with their…

Mobile Merchant Credit Card Processing

The beauty of modern business is the ability to conduct it virtually anywhere. Think about it — you have foodtrucks roaming the streets, vendors selling goods at farmers markets, and contractors and service people coming to directly to your home. Just because a merchant is mobile, doesn’t mean they shouldn’t have restrictions. That especially applies…

How to Shop for a POS System

A large portion of starting a new business goes to operational expenses. An often overlooked aspect or one that is typically postponed to the last stages of the business setup, is the payment processing. If you run a retail shop, it is essential to make sure you have a Point of Sale system (POS) that…

4 Tips for a Successful Black Friday

Sale sign photo credit: Kimo Räisänen CC by 2.0 The first day of fall is just around the corner and soon enough you may be finding yourself passing out candy to trick-or-treaters and feasting with family come Thanksgiving. While fall holidays are certainly much about the food, the season is also very centered on shopping. Do…

Small Business Savvy: 6 Ways to Save Money

Did you know that this week we celebrate small businesses across the nation? According to the U.S. Small Business Administration, more than half of Americans either own or work for a small business. Since this is National Small Business Week, we thought it would be fitting and hopefully helpful to share our ideas on how…

What is a Virtual Terminal?

Do you need to accept credit cards from you customers? Do you rarely see them in person? If you answered yes to either one of these questions, then a virtual terminal may be a good choice for your business! A virtual terminal allows businesses to use their computer as a terminal – no need…

What to look for in a Point of Sale System

Point of Sale Systems (POS) are often seen in retail environments at the checkout counter. Their appearance is reminiscent of a computer because they are essentially just that — a computer that also processes payments! If you have a retail establishment such as a boutique or a restaurant, you might be looking for the best POS. Here’s…

Getting to Know Clover

Get to know the new Clover Station!

How to Get Approved for an Online Merchant Account

When you decide to start selling products or services online, you’ll soon realize that you need to integrate payment processing onto your website. To get that started, one of your first steps is to apply for an eCommerce merchant account with a reliable merchant services company. However, even before doing that, you should run through…

Business Spring Cleaning

We’re well into spring but that doesn’t mean it’s too late to do some spring cleaning! Spring cleaning doesn’t have to stop at your kitchen or closet. Did you ever think that maybe your business finances could use some cleaning up, too? As a merchant service provider, we’re used to helping business owners decipher those…

Point of Sales System for Bars and Nightclubs

Running a smooth bar operation requires great management, efficient employees and let’s not forget — the right equipment! In such a fast-paced environment, it’s essential that all of your customers’ orders are correctly placed and quickly delivered. That’s why using the right Point of Sales System (POS) is so important. So when shopping for one, what…

3 Easy Ways to Increase Donations

How would you like to increase donations to your church or nonprofit organization? Well, we have three ways you can do that! 1) Create a website and add a donation button. It is simpler than you think! Ask your webmaster to add donation buttons that link to a payment gateway to encourage more donations. Be…

PCI Compliance Alert for Windows XP Users

Are you running your credit card sales through a computer or POS system? Are you using Windows XP on those devices? If the answer is yes, listen up! As of April 8, 2014, Windows will stop supporting its Windows XP operating system. This means they will stop providing any security patches, updates or support, thus…

Do you Need a Mobile Merchant Account?

In the world of payment processing, these days there are so many more options for every type of merchant. If you’re asking yourself whether you need a mobile merchant account, then read on. Mobile payment processing is best for any business that: Services customers at their home or outside of the business’s location. Examples include…

Credit Card Processing For Small Business

If you’re about to start your own small business, there are several things you need to get in order before opening your doors (or virtual doors, if you’re an eCommerce merchant). You’ve probably already chosen the name of your business, bought inventory, hired some employees and picked out your location. But did you make sure…

Merchant services reviews can help you when shopping for a merchant account

The best way to find out the reputation of a company is to read the reviews! Whether they are online testimonials or word-of-mouth compliments, it is important to find out from actual customers how well a business is doing. At Group ISO, we are pleased and proud of our customer reviews. We strive to offer…

How To Set Up Credit Card Processing On A Website For ECommerce

Accepting Credit Cards on your Ecommerce Site If you’re in business online, you need to be able to handle your customer’s credit cards as they pay for your goods or services. After all the work you did setting up your online storefront, creating pages and descriptions for products, and everything else, you need to be…

Compare Merchant Services to Choose the Best Credit Card processor for Your Business

It’s no secret- merchant services and credit card payment processors and gateways can be complicated, confusing, and messy. There are a lot of different companies offering a lot of different options, and as a business owner or company representative, finding the right choice for your organization can feel like finding a piece of hay in…

Merchant Account Providers For Small Business

If you own or operate a small business, you may find it to be a struggle managing all overhead costs, including payment processing. That’s why it’s important to have a merchant account provider for small businesses that you can trust and rely on. After all, this is your profitability on the line! You need to be…

Group ISO has been a top merchant account provider for the mobile industry 10 months in a row!

Group ISO Merchant services is thrilled to be ranked as a top mobile credit card processor by credit card processing authority, TopCreditCardProcessors.com for the month of December, 2013. In fact, Group ISO has held this prestigious title for 10 months in a row, earning a top 3 spot for the months of March, April, May,…

How to Get a Free Merchant Services Rate Review

One of the hardest parts of choosing a merchant services company is comparing all of the different options out there. Naturally, the company that you choose will have a big impact on your business. It is hard to choose a company without getting an idea of how much you will be paying for services. Luckily,…

Who Has the Best Merchant Services? Cheapest Doesn’t Always Mean Best!

When it comes to business, searching for the right vendors or partners can mean a great deal to your overall success. For example, if you operate a restaurant, you understand the importance of finding the right suppliers, equipment, and ingredients. You wouldn’t only be looking for the cheapest price, but rather the best quality and…

Tru Networking End of Summer Mixer

We love supporting local businesses, so that’s why we’re always sure to mix and mingle with Orange County’s best businesses and entrepreneurs at the Tru Networking mixer events! Last night, the Group ISO team exhibited and had a ton of fun at ExplorOcean in the heart of Balboa at Newport Beach. We met so many…

Group ISO at L.A.’s Largest Mixer

Group ISO had such a blast at this year’s L.A.’s Largest Mixer! Great people, delicious food– what more could we ask for? We want to thank all of those who stopped by our booth to say hello. We met so many great business owners and entrepreneurs and can’t wait to do it again! Our next…

What could your business use with some extra working capital?

“It takes money to make money.” The age old phrase still rings true today in the business world. So it’s no wonder why so many business owners rely on working capital to keep their business going, and more importantly, growing. What are some common uses of working capital? Here’s our top 10 list: Expanding the…

Small Business Loan Versus Merchant Cash Advance

When you need cash for your business, your first thought may be to look into your own savings. If you don’t have enough savings, or don’t want to take that risky plunge, perhaps you begin to talk to your family and friends. Still, in this tough economy, everyone seems strapped for cash. So what do…

Group ISO is proud to announce its ETA Certified Payments Professional™ certification

Group ISO Merchant Services is pleased to announce that Michael Fox has been granted the designation of ETA Certified Payments Professional™ (ETA CPP), the professional certification program administered by the Electronic Transactions Association. By successfully meeting the ETA’s rigorous certification examination requirements, he has joined an exclusive community of electronic transactions professionals who have earned…

How to Prevent Chargebacks: 10 Simple Tips

If you own a business, you’re probably aware of what a chargeback is. If not, a chargeback is simply when a customer disputes the charge/purchase with their issuing bank. There are many techniques you can implement to help you minimize the amount of chargebacks your business may receive. Tip # 1 Use address verification (AVS)…

Thinking of Using the Square Reader for your Business? Think again.

As you conduct your research for mobile credit card processing, you may have come across “Square” – the company that provides free card readers and card processing services. But before you get lured in by their free swipers, there are several important things you need to know. As of May 2013, Square’s fees remain at…

The Merchant Cash Advance: A Smart Alternative to Business Loans

Have you ever been turned down for a small business loan? You’re not alone—qualifying for a small business loan is extremely difficult. You may find yourself needing to create a professional loan proposal, provide personal and business financial statements, have good credit, put up collateral, sign a personal guarantee, show you demonstrate business expertise, and…

What exactly are these international processing fees?

Your month end Merchant Services statement can be confusing with various fees, surcharges and assessments, making it an extremely difficult and puzzling task to try and keep straight. You may even find yourself looking at an international credit card processing fee and not knowing what it is or even why they’re there. Interchange has many set…

When was the last time your business conducted a merchant account review?

Savvy business owners are always looking for ways save money and reinvest into their operations. Did you know that one of the more overlooked areas in which merchants can find many savings is their merchant account service? Do you know how much you are paying in fees each month for your credit card processing service?…

Group ISO Merchant Services Ranked as a Top Credit Card Processor in April 2013

Group ISO did it again! We are ranked among the top 3 in mobile credit card processing from the payment processing authority, TopCreditCardProcessors.com. We understand that aside from great pricing, merchants are also actively seeking the best solutions to fit their business needs. They want great advanced technology to work with their smart devices and…

iPad and Android POS Systems now Available at Group ISO

Point of sales systems (also referred to as simply, “POS system”) are vital for retail business owners. They go beyond the basic functions of typical cash registers. Usually, POS systems contain features that allow users to add inventory, scan barcodes or select items on touch screens during the check out process, and to process cash…

Have you checked out Group ISO’s merchant success stories?

Here at Group ISO Merchant Services, we’re all about finding merchants the best solution for business success. So that’s why when we get positive feedback and praise from our clients, we feel like we did our job! Thinking of finding a home with Group ISO? Please check out what other business owners have to say…

Group ISO Merchant Services To Attend Orange County’s Largest Mixer®

Group ISO Merchant Services is extremely excited to be a part of this year’s Orange County’s Largest Mixer® to be held in Costa Mesa, California on March 20, 2013. Who is Group ISO Merchant Services? Group ISO is Orange County’s premier merchant services company headquartered in Irvine, California. Serving local business and merchants nationwide, Group ISO specializes in…

Group ISO Is Featured as a Top Mobile Credit Card Processor

Group ISO is extremely proud to announce their newest achievement; the premier authority on credit card processing companies has ranked Group ISO as a Top Mobile Credit Card Processing Company for March. The executives at TopCreditCardProcessors.com go through a rigorous evaluation of credit card processing companies and rank them based on the following factors: competitive…

Group ISO Merchant Services partners with Global eTelecom, Inc. for expanded electronic check processing and ACH services

Group ISO now offers expanded electronic check processing and ACH services. Thanks to a new partnership with Global eTelecom, Inc., merchants have the opportunity to quickly and reliably accept and process both paper and electronic checks in a variety of environments, including retail, business-to-business (B2B), and eCommerce. Accepting paper checks and electronically ACH debiting a checking…

What is the best merchant account?

“What is the best merchant account?” This is such a common question posed as business owners begin to explore accepting credit cards at their business. Every single decision a business operator makes will affect the company’s overall bottom line and there is no exception to this when it comes to merchant accounts. We want to…

Accept Credit Cards on Android Phones

Are you a merchant that’s on-the-go? If so, then mobile payment processing is the perfect solution for you. Mobile credit card processing is simple, convenient and very quick! Our mobile credit card swipers work on many smart phones such as Blackberry, iPhone and Android powered phones. At Group ISO, we even have handy Bluetooth devices…

Credit Card Processing Machines

If you are looking into accepting credit cards, you need to make sure you obtain the proper equipment! First, you need to identify what kind of credit card processing you will do. Will you be processing credit cards online, over the phone, through fax/mail, or in person? If you are taking cards over the phone,…

Best way to accept credit cards online

“What’s the best way to accept credit cards online?” This is one of the most common questions asked since the Internet has made business operations seamless and quick, not to mention extremely convenient. So what is the best way? If you’re a business that does not see customers in-person, then utilizing a virtual terminal (also…

What is AVS?

AVS stands for address verification system; AVS is a credit card processing security feature. It is implemented to assist with merchants in preventing fraudulent credit card purchases. It is also used commonly used in conjunction with the CVV2 feature when conducting non-face-to-face transactions (also known as card-not-present or CNP) such as those made online, through mail/fax or…

Why your business needs to accept credit cards: reason #7

Driving around running errands is not exactly what people think of as “fun.” The same goes for when you need to make trips to the bank to deposit cash and checks from your daily sales at your business; sometimes it can feel like such a hassle. That’s the beauty and advantage of accepting credit cards…

CVV2 Allows Merchants to Authenticate Visa® Cards

If you accept credit cards at your business, you are enjoying the many benefits that come along with that such as increased purchases (i.e. impulse buying, larger purchases etc.) and more customers! A prudent merchant will also make sure to minimize risk as much as possible when it comes to credit card acceptance and…

What is ACH Debit?

ACH Debit is the term used to describe the a type of check processing that allows merchants to setup authorized debits from your customer’s checking accounts via a virtual terminal. With Group ISO, we can set you up with ACH Debit utilizing a web-based virtual terminal that is extremely simple and easy to use. There…

How do I process checks electronically?

Any savvy business owner knows that you never want to limit how a customer pays you. So in addition to accepting credit card payments, it’s also very wise to accept checks electronically. There are many benefits for accepting checks electronically versus traditional method of accepting checks. With electronic check processing, you are able to process…

How can I accept credit card payments on my iPhone?

Who doesn’t love the smart phone? Did you know that in the United States, 32% of smart phone owners are using iOS or an iPhone operating system, according to a recent Nielsen report? iPhones have truly revolutionized what we can do with our phones. But did you know what you can even process credit card…

Why your business needs to accept credit cards. Reason #5

It’s lunchtime and you decide to swing by your favorite burger join and buy the daily special that you always get. You notice that today they have a milk shake special; now usually you order the same meal each time but the milkshake looks pretty delicious—you decide to buy one anyway. The above is a…

Why your business needs to accept credit cards. Reason #3 and #4

Cash is limiting, period. Let’s take a look at two near identical scenarios but which yield two very different outcomes. Scenario 1: Sean’s Surfboard Shack sells a variety of boards and surf sports gear. Molly comes into the store and finds the perfect surfboard and wetsuit to match. The only problem is, is that Sean…

Why your business needs to accept credit cards. Reason #2

Before you go out to eat for a special occasion, you’re likely to read online reviews, right? In this case, imagine that you are throwing a family dinner and want to ensure that the food is great and that the restaurant accepts credit cards just in the event someone doesn’t bring cash. So you read…

Group ISO and GRO to exhibit at the US Open of Surfing

It’s that time of year again! Summer’s in full swing and that means hot weather and fun in the sun. We are so spoiled to be close to the ocean and we want to take every advantage of it! We are happy to announce that Group ISO and GRO (Non-profit, Girls Riders Organization) will be…

Why your business needs to accept credit cards: Reason #1

Let’s cut to the chase – why would you EVER want to limit how much money your business earns? If you’re not currently accepting credit cards, then you are doing exactly that! Not everyone carries cash; credit and debit cards have come with many benefits to the consumer and people are taking full advantage of…

Credit card processing at trade shows

Trade shows present business owners a wonderful opportunity to showcase their product or services to other businesses and consumers. In some instances, selling of merchandise at trade shows is permitted (like at some craft shows and art fairs) and opens up the doors to for business exhibitors to generate a lot of sales while marketing…

How do I accept ebt cards at my business?

In order to accept EBT cards (also known as “food stamps”) at your retail food business or farmer’s market, you’ll have to be an authorized SNAP benefits retailer. Once you are one, then you can apply for a merchant account. Before you do apply, make sure to ask the merchant service provider about your need to…

Are you accepting Chinese, Korean, Japanese and other International Cards?

If you’re not accepting international credit cards, you may be losing out on a lot of sales! Did you know BC Card, South Korea’s biggest credit card company, can be used overseas and that Korean tourists using this card spent $2.4 billion in 2009 when visiting the U.S.? JCB, Japans premier credit card, have over…

How much are you really paying for your credit card processing fees? Understanding your rates.

If you operate a business, you recognize how important it is to keep overhead costs down. This can include anything from electricity in your store/office, rent, employee wages, advertising to insurance and even your merchant account. If you’ve taken a look at you merchant account statement recently, you may have been confused at why you…

Just say NO to bad merchant customer service

“Please press 1 to reach customer service…” “You are now the fifth person in line. Your approximate wait time is 15 minutes.” “Sorry, I couldn’t understand you. Please say or enter your account number now.” Did any of that sound familiar? We hate canned phrases, automated machines and poor customer service! At Group ISO,…

Group ISO Partners with Non-Profit Girls Riders Organization (GRO)

National payment processing company, Group ISO Inc. has joined hands with the non-profit, charitable group, Girls Riders Organization, Inc. (GRO) to create an automated fundraising system utilizing payment transactions. GRO is an established organization working for seven years to empower and mentor females through participation in action sports including skateboarding, snowboarding, surfing and BMX. GRO supports…

Should I buy or lease a credit card machine?

This is a very common question that’s brought up when people are shopping around for credit card processing. Let’s break it down so you can make the best-informed decision for your business. Leasing a credit card terminal Some credit card processing companies allow you to lease, or rent, a credit card machine. This allows merchants…

What is required to open a merchant account?

A merchant account is exactly what you need if you own a business and are looking to accept credit cards as a form of payment from your customers. Beyond that, it’s a known truth that accepting credit cards can increase sales because you are not limiting yourself to only cash and check payments! So, you’re…

16th Annual Taste of Orange County: Join us in the celebration!

After a long hiatus, the Taste of Orange County Culinary Festival is back and better than ever! Taking place June 16 – 17, this massive festival celebrates good food, beer, wine, cocktails and music. There will be ample room for the expected 20,000 visitors at the Verizon Wireless Amphitheater in Irvine, where the Taste…

Getting setup with gift and loyalty cards

You probably have a stack of loyalty cards in your wallet now or have received many a gift card from your favorite shops. You understand the value of providing your customer base with loyalty cards and offering the option to buy gift cards – creating incentives for repeat customers and new clients! If you own…

Credit card readers for smartphones

Are you a mobile business? Do you own an iPhone, Android-powered phone or a Blackberry? Luckily for you, new advancements in technology have made it easy for mobile business like yours to accept credit card payments on-the-go, seamlessly, with your smartphone. That means you can enjoy low retail swiped rates and a low initial investment…

What’s a virtual terminal?

If you have ever done any kind of shopping, you probably have seen a machine at the check-out counter where you can swipe your credit card to pay for your purchase – this is called a credit card terminal. So what’s a virtual terminal? A virtual terminal (also known as a “payment gateway”) is…

Is a merchant account necessary for my business?

So you’ve finally decided that you want to accept credit cards at your business—congratulations on making a wise decision on expanding your customers’ payment options! You’ve joined the ranks of literally millions of merchants who allow their customers to pay with credit and debit cards! You may be wondering, “is it necessary to open a…

How do I accept credit cards on my smart phone?

If you’ve stumbled upon this article, you’re probably a savvy business owner looking for information on accepting credits cards with your smart phone. You have made the right first steps in doing your research. Processing credit cards through your smart phone is a fairly new concept but it’s been gaining in popularity, fast. It’s easy, convenient, and…

Online ordering for restaurants: how do I setup online ordering?

These days, people expect convenience wherever they go. That includes how they can order food from a restaurant. You’ve probably noticed some big chains allowing their guests to order online and you have more than likely ordered food online, too! You have a restaurant and you don’t want to miss out on a sale just…

Mobile credit card processing with your phone

Are you a business that’s on-the-go? There are countless of business professionals working in the field such as repairmen, food trucks, plumbers, massage therapists, pet groomers, door-to-door sales, food caterers, you name it. So what happens when you’ve finished the job and your clients pulls out her credit card to pay you? Will you be…

How to compare credit card processing companies: a quick and easy guide

Great, you want to accept credit cards at your business! You’ve joined the ranks of millions of business that are doing this right now! It’s not an easy decision to make when shopping around for best credit card processing/merchant account. Your business is unique and you need to find a solution that works just for…

How soon should I open a merchant account?

Congratulations on your new business— it is quite an exciting venture! One piece of the puzzle for your business setup is the credit card processing aspect. You definitely understand the importance of offering credit cards as a form of payment to your customers. So, when should you setup a merchant account? Normally, applying for a…

How do I accept credit cards as a non-profit organization?

As a non-profit organization, you offer much-needed services to the public and understand that not everyone has only cash on-hand to pay. In fact, accepting credit cards for purposes of donation collection is extremely popular these days and many non-profits are using this method. In actuality, opening a merchant account for a traditional business and…

Join us for a Webinar!

Are you interested in learning more about our services? We are now providing online webinars, twice a week, to give you an overview of Group ISO. Join us Thursdays at 10:00 AM PST or Fridays at 1:00 PM PST each week. Please follow the link below to register. Group ISO Webinars

Celebrate our Anniversary!

We are turning 10 this year! To celebrate, we are offering great deals yet again!

December Sale on Credit Card Processing and Terminals

This month only, Group ISO is introducing the FREE DECEMBER SPECIAL! Sign up with us this month to get: UP TO 60% OFF TERMINALS FREE SHIPPING FREE TAX FREE DOWNLOAD NO APPLICATION FEE

OTR Global Steady Credit Card Usage

Steady Credit Card Usage Overall credit card volumes during May were flat–up slightly mm because of seasonality and some sector activity. • Mom-and-pop and high-end retailers and sit-down restaurant credit card volumes remained weak; healthcare, quick-serve restaurants and online sales were strongest • Merchant credit card payment transaction costs mostly flat yy, but higher issuers’ credit card fees…

Leveraging the power in numbers

Original article The career of a merchant level salesperson (MLS) in the financial services industry is personally gratifying and financially rewarding. But it can also be challenging. Merchants may be frustrating, interchange can be confusing and competing with larger offices is sometimes overwhelming. Why someone would choose such a demanding career is something only those…