Start accepting checks

Looking to accept checks from your customers? Looking for ACH check processing or electronic check conversion? We offer fast and secure check processing services so you never have to turn away a customer.

Check processing services are suitable for all business types, including: grocery and liquor stores, colleges, associations, non profits, online membership services, web hosting companies, accounting services, legal services, property management, manufacturing, landscapers, construction, business services, day care, health clubs and more.

[vc_button style="alternate" align="none" title="Free Quote" target="_self" icon_align="right" icon_ds="hover" icon_size="normal" size="large" href="https://www.groupiso.com/quote/"]
[vc_column_inner width="1/3"][vc_services_box icon_style="style3" icon_size="large" title="Paper Guarantee" desc="Learn More" icon="112|fontawesome" icon_radius="50%" icon_c="#ffffff" radius="5px" icon_bgc="#3498db" bg_front="#ffffff" bc_front="#cccccc" bg_flip="#f8f9fa" bc_flip="#d8d8d8" c_flip="#444444" c_content_flip="#777777" target="_self" title_flip="Checks are"]verified off negative database then manually deposited into the bank and will be guaranteed if returned unpaid.[/vc_services_box][/vc_column_inner][vc_column_inner width="1/3"][vc_services_box icon_style="style3" icon_size="large" title="Check 21" desc="Learn More" icon="112|fontawesome" icon_radius="50%" icon_c="#ffffff" radius="5px" icon_bgc="#3498db" bg_front="#ffffff" bc_front="#cccccc" bg_flip="#f8f9fa" bc_flip="#d8d8d8" c_flip="#444444" c_content_flip="#777777" target="_self" title_flip="Check imaging"]solution that allows merchants to accept any type of check in a POS or back office environment. Options for guarantee are supported.[/vc_services_box][/vc_column_inner]
[vc_column_inner width="1/3"]

ACH Debit

Learn More

Allows merchants

to key enter customers checking info through a virtual terminal and process ACH Debit.
[/vc_column_inner][vc_column_inner width="1/3"]

Tele-Debit

Learn More

Merchants can

debit consumers checking account, from anywhere, using any touch-touch phone. Great for mobile merchants.
[/vc_column_inner][vc_column_inner width="1/3"]

Checks-By-Web

Learn More

Enables merchants

to accept consumer initiated debit payments for Bill Pay or E-Commerce through a website.
[/vc_column_inner]

Check Processing: How does it all work?

  1. The consumer or business provides written authorization through mail order, fax, or face-to-face for an electronic ACH Debit to their checking account.
  2. Transaction information is uploaded to the processor through a variety of options including a virtual terminal, payment gateway, or batch file transmission.
  3. The funds are electronically debited from the client’s checking account.
  4. Once the transaction is cleared, the funds are electronically deposited into the merchant’s account in 7 business days (contact us for expedited funding).
  1. Paper checks are accepted during face-to-face transactions at the point-of-sale.
  2. Checks are run through a check imager or reader connected to a credit card terminal.
  3. The funds are electronically debited from the consumer’s checking account.
  4. Funds are then electronically deposited into the merchant’s bank account in 3 business days.
  1. Paper checks are accepted in person at the point of sale.
  2. Check information is entered into terminal to obtain approval.
  3. Terminal runs verification and authorization process.
  4.  Authorization code is written on check and manually deposited at bank.
  5. If authorized check is returned unpaid, funding is guaranteed through processor.

*Note: Types of checks eligible for Check Guarantee include personal, business or corporate, and doing business as (DBA).

  1. Paper checks are received in the mail, drop box or in person (any type of check may be accepted at both point of sale and consumer-not-present environments*).
  2. Checks are run through a check imager connected to a PC (check imager will have capability of scanning both sides of the check).
  3. Funds are electronically debited from consumer’s checking account.
  4.  Funds are then electronically deposited into the merchant’s account in 3 days (8 business days for payroll checks). Merchants can use existing account – no need for a separate account.
MagTek MiniMICR

Here's What Our Clients Think About Us