Accept EBT Payments Fast and Easily

A card used for EBT merchant services
Accepting Electronic Benefits Transfer (EBT) payments lets your business serve more customers and make more revenue. Grocery stores, gas stations, pharmacies, and similar businesses can and should accept EBT payments. Before accepting these payments through EBT merchant services, your business must complete a few steps.
Group ISO ensures that your business has everything ready for EBT customers. Our company has over 20 years of experience helping companies with payment processing, EBT card reader systems, and a range of other merchant services. We also offer extremely competitive pricing. Plus, we do all our work 100% in-house and never outsource you to another company.

Frequently Asked Questions About EBT Merchant Services

A card used for EBT merchant services

1. What’s EBT?

EBT stands for Electronic Benefits Transfer. An EBT payment processing system allows customers to pay for goods and services using funds from the Supplemental Nutrition Assistance Program (SNAP). SNAP benefits are government subsidies that help supplement the budgets of needy families. Companies processing EBT transactions also need a SNAP card reader. Group ISO offers EBT merchant services for businesses marketing to customers with SNAP benefits.

2. What Can People Buy With EBT Cards?​

People mainly use EBT cards to purchase food and non-alcoholic beverages. Common types of food people buy with EBT cards can include meat, dairy, fruits, vegetables, breads, cereals, and snack foods. While not as common, people can also use EBT cards to buy plants and seeds that produce food. The USDA offers a complete list of what SNAP benefit recipients can and can’t buy with EBT cards.

There’s also the EBT Cash Benefits program offered through the Temporary Assistance for Needy Families (TANF) program. Eligible recipients of this program receive funding for a wide variety of needs, including utility bills, housing, childcare, transportation, and similar living expenses.

3. Who Should Accept EBT?​

A SNAP card reader benefits many businesses, including grocery stores, corner stores, convenience stores, pharmacies, and farmers’ markets. Any company selling food products or food-producing seeds and plants to people should have an EBT card reader.

Schedule a free consultation with Group ISO for help determining if your business qualifies as an EBT-authorized retailer.

4. How Do I Accept EBT Payments?​

Before you can accept EBT payments, your business needs:
  • An EBT card reader 
  • A compatible POS system to accept payments 
  • A SNAP benefits retailer license 
Navigating the EBT System may seem overwhelming. But, choosing the right payment processor makes offering EBT merchant services as simple as accepting any other debit card.

5. What Are the Benefits of Being an EBT Retailer?​

Accepting EBT payments offers many advantages. A card-based system is beneficial for benefit recipients and merchants since no one has to deal with paper-based stamp systems. As a licensed EBT retailer, your business can accept transactions from more customers. 

Your business may also notice a new stream of loyal and regular customers since the government issues SNAP benefits on a specific schedule. Depending on the type of business you manage, taking EBT payments keeps your business compliant with local and federal laws.

6. How Does My Business Use a SNAP Card Reader?

Once you receive approval to accept SNAP benefits in your store, Group ISO can take care of everything else. Our EBT merchant services seamlessly integrate EBT into your existing credit card terminal.

Schedule a free consultation to let us know what point-of-sale (POS) system you use. We’ll help you through the entire process. Need a SNAP card reader to get started? No problem, we’ve got you covered.
Copyright © 2023 Group ISO. Group ISO, Inc is a registered ISO of Commercial Bank of California Irvine, CA. All trademarks and service marks used on this website are property of their respective owners
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